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WhatsApp payments for fintechs: customers send money, pay bills and top up in chat, with nothing to install.

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THE MONEY-MOVEMENT PLATFORM. MADE YOURS.

Move money further.Make it your own.

Build branded money-movement products, connect the payment partners your markets need, and run payment operations from one connected platform.

  • White-label app included
  • Your brand. Your providers.
White-label customer app alongside a payment operations workspace, showing accounts, payment stages and reconciliation.

ONE PLATFORM. TEN PRODUCT FAMILIES.

Your ambition. Connected by Flowmynt.

Flowmynt is a configurable money-movement platform. Businesses use it to run payments under their own brand across several markets at once, without wiring up every bank, issuer and verification service themselves. The regulated services stay with the providers each business appoints.

Make every part of the platform yours.

Start with your customer app. Connect your providers. Give your team the tools to run it all.

Your brand.

A customer experience that feels like you.

Make the platform yours
yourbrand
Money, on your terms.

One place to collect, send and spend.

Send money
Your accounts
Manage cards
Your branded app

Your network.

Payment connections chosen for your markets.

  • Banks
  • Payout providers
  • FX providers
  • Verification

Your control.

Operations shaped around your team.

  • Approvals
  • Reconciliation
  • Settlement
  • Audit

Built to work together. Ready to make your own.

From the first collection to the final reconciliation. Find the products that belong in your business.

Move money across markets.

Send money through the payout providers and methods configured for your business. One connected journey, from funding to the final update.

  • Person payments
  • Bill payments
  • Business payments
  • Supplier & contractor payouts
Your Flowmynt workspacePayments

Fund

Choose a funding method

FROM YOUR LICENCE TO LAUNCH

Your brand. Live in 7 days.

Bring your operating licence. We provide the white-label app, your branding and the platform behind it.

The 7-day launch window starts once licence checks, branding and required provider access are ready. App-store approvals and custom work may take longer.

White-label app included

US$6,999

one-time software licence

  • + US$699/mo maintenance
  • + US$25.00/hour for new tasks or changes
Explore pricing & launch

All prices in USD. Taxes extra. Hosting and third-party charges are separate.

THE PLATFORM EXPLORER

All the pieces you need. Working together.

Choose the building blocks for your business. See how they come together in your Flowmynt.

Choose your modules

YOUR FLOWMYNT

Configured around your business

Branded AppsExperience
Cross-Border PayoutsPayments
VerificationVerification
ReconciliationOperations

Explore a configuration for your business. Selecting a module does not activate a service or grant regulated or network coverage.

Built for businesses that move money.

Different businesses. Different flows. A platform designed to bring the right pieces together.

Your business, connected

Build the remittance business around your brand.

Connect branded apps, onboarding, payouts and FX with the workflows behind every transfer.

Branded AppsCross-Border PayoutsFXReconciliationSettlement
Explore the possibilities

Start with your business. Build the flow around it.

Shape the experience.

Define your customers, markets and journeys. Choose the products that fit your business.

Connect the right providers.

Map the account, payment, verification and issuing partners needed for each supported flow.

Bring the operation together.

Agree the controls, integrations and readiness checks before bringing your configuration to market.

FLOWMYNT BUILD + CONNECT

Build it your way.

Connect your product, your providers and your operations through one configurable integration layer.

REST APIs
Webhooks
Partner adapters
Sandbox
Events
SDKs

Choose the integration approach that fits your stack. Talk to us about documentation, credentials and sandbox access for your configuration.

Talk to us
Your app
Flowmynt
Configured providers

Your product. Your providers.

The connections behind the experience.

Explore integration categories

  • Banks
  • Payout Providers
  • Open Banking
  • Card Processors
  • Issuers
  • BIN Sponsors
  • Mobile Money
  • Wallets
  • Billers
  • FX Providers
  • Account Providers
  • Verification
  • KYC/KYB
  • Sanctions
  • Fraud/Risk
  • Stablecoin Infrastructure
  • Custody
  • Digital Asset Providers
  • Messaging
  • Accounting / GL
  • CRM
  • Customer Support
  • Travel
  • Payroll
  • Marketplaces
Explore the possibilities

Control is part of the plan.

Define who can act, what needs approval and how activity is reviewed. Make your operating requirements part of the configuration from the start.

Access & approvals

Plan roles, permissions and approval workflows around the people operating your platform.

Checks & evidence

Connect compliance and risk workflows with the records your team needs to review decisions.

Visibility & audit

Bring activity, exceptions and reporting into a traceable operating journey.

Controls are configured around your operating requirements and supported integrations.

Encryption and data handling

How your data is protected, and how little of it we keep.

How it travels, how it rests, what is stored, who can see it and when it is deleted. In one view.

  • Encrypted in transitTLS 1.2 or higher, HTTPS only, every webhook signature verified.
  • Encrypted at restAES-256 on databases, backups and storage, keys in managed KMS.
  • The minimum data, by designAllow-listed fields per journey. Card numbers never enter.
  • Who can see itLeast-privilege roles, MFA, and a hash-chained audit trail.
  • Analytics without identitiesPseudonymous events only. No names, numbers or message text.
  • Retention, deletion and residencyAgreed periods, automatic expiry, held in your region.
  • Backups and recoveryContinuous backups. Restores rehearsed and verified.
  • Incidents and sub-processorsNotified within the agreed period. Sub-processors listed in the DPA.

This is how Flowmynt is built and operated. Certification status is evidenced in due diligence, not claimed here.

SEE THE PIECES WORK TOGETHER

Follow the money. From start to reconciled.

Follow a payment from creation to reconciliation and see where the platform, your team and your providers connect.

Interactive walkthrough
  • Your side
  • Your providers
  • Controls
Your experience

Created

A customer creates a payment in your branded experience. The journey starts with their instructions.

Plays on its own. No funds move and no provider is contacted.

Common questions

What is Flowmynt?

Flowmynt is configurable software for moving money. It covers branded customer experiences, payments and payouts, accounts, verification, FX, card issuance, stablecoin flows and the operating layer behind them, connected to the providers a business appoints rather than to one fixed network.

What can you build with Flowmynt?

Remittance and money transfer products, cross-border payout flows, multi-currency account experiences, card programs, payroll and marketplace payouts, and the reconciliation and settlement operations behind them. Businesses select the building blocks they need and configure the rest around their own use case.

How is Flowmynt different from a single payment provider?

A payment provider delivers one set of regulated services. Flowmynt is the software layer above them, so a business can connect several banks, payout partners, issuers and verification services, present one branded experience to customers and run one operating and reconciliation workflow across all of them.

Build the money movement platform your business actually needs.

Start with what you need today. Add more as your markets, products and operations grow.