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Spend Management

Put the controls where the spending happens.

Connect cards, accounts, FX and controls around the needs of your spend-management product.

In short

Spend-management products need cards, funding, controls and clean transaction data in the same place. Flowmynt connects card programs, accounts and FX, with spend limits and approval rules configured per program. Card transactions reconcile against funding and settlement, so reported spend can be trusted.

What you can configure

  • Cards
  • Accounts
  • FX
  • Spend Controls
  • Reconciliation

How it works

01

Fund

Configure the customer journey and the information this workflow needs.

02

Set controls

Connect the applicable financial products and supported providers.

03

Spend

Bring transaction updates and exceptions into the operating workflow.

04

Reconcile

Link records to reporting, settlement and reconciliation.

Clear responsibilities. Connected operations.

Flowmynt software

Shape customer journeys, configure provider connections and bring transaction information into the operating workflow.

Supported providers

Deliver the underlying financial services within the markets, methods and terms supported by each provider.

Integration requirements

Define your spend use case, required markets and methods, provider agreements, customer journeys and operating controls.

Common questions

What spend controls can be applied to cards?

Spend limits, freeze and unfreeze workflows, approval steps and program-level rules are configurable, with the exact control set depending on the issuing partner and processor connected to that program. Controls apply per card, per cardholder or per program.

How is card spend reconciled?

Card transactions reconcile against funding, account and settlement records, so differences surface as exceptions with aging and evidence. That keeps reported spend, available balance and settled amounts consistent across the product.

Build the money movement platform your business actually needs.

Start with what you need today. Add more as your markets, products and operations grow.