Design the program
Agree the customer use case and the issuing partners needed.
Physical & Virtual Cards
Put spending into the experience.
Build branded card experiences with the controls your customers need, through supported issuing partners.
In short
A card issuing platform lets a business launch branded cards inside its own product. Flowmynt covers the cardholder experience, the program rules and the spend controls, from limits through to freeze and unfreeze. The cards themselves are issued by partners you appoint.
What you can configure
- Physical, virtual and digital card experiences
- Corporate, employee and expense programs
- Spend limits, controls and freeze workflows
- Cardholder lifecycle, funding and transactions
How it works
Connect the card journey
Bring funding, cardholder management and controls into the branded experience.
Operate the spending
Follow transaction records, lifecycle changes and reconciliation.
Clear responsibilities. Connected operations.
Flowmynt software
Branded card journeys, control interfaces and operational integration.
Supported providers
Card issuance, scheme access, BIN sponsorship and program responsibilities under the issuing agreement.
Integration requirements
Agree your target markets, provider relationships, authentication, data requirements and operating responsibilities before connecting.
Common questions
What is the difference between virtual and physical cards?
Virtual cards are issued instantly as card credentials for online or wallet use, while physical cards are manufactured and posted to the cardholder. Both run the same program rules, controls and funding logic, so many programs issue virtual first and physical on request.
Who issues the cards?
Cards are issued by the issuing partners, processors and BIN sponsors you appoint, under their agreements and scheme arrangements. Flowmynt provides the branded cardholder experience, program configuration, controls and operations that sit on top of those arrangements.
What spend controls can be configured?
Spend limits, category and merchant rules, freeze and unfreeze workflows and approval steps are all part of the program configuration. The exact control set available depends on the issuing partner and processor you connect for that program.
Build the money movement platform your business actually needs.
Start with what you need today. Add more as your markets, products and operations grow.